Getting Started

Account Tracker is a powerful personal finance app that helps you track spending and monitor balances across multiple accounts.

When you first start the application, you will see the main panorama with five screens side-by-side. Tip: to switch between the screens, simply scroll, swipe or pan right or left.



Also at the bottom of each screen you will see an application bar and (optionally) some icon buttons. Each application bar also has three sequential dots at the right hand side. Tip: tap or flick these up to reveal additional options and a textual description of each of the icon buttons.

Accounts and Groups
Start off by creating an account in the app for each account you want to track. From the Accounts screen, tap the + button at the bottom, give the account a short name and set an opening balance on a date of your choice. Tap the save button to return to the panorama.

Accounts can be arranged into groups, for example to separate your personal and business accounts. To add a new group, tap the three dots.

To reorder accounts, or move them between groups, tap the reorder button at the bottom and drag them into position.

Transactions
Next add any recurring transactions, e.g. salary and bills. To add a transaction, tap one of the large coloured buttons on the Transactions screen. A refund is income that is treated as “negative spending” in the budgets and reports. The details field is basically the payee, shop or location for spending transactions, and a payer, company or bank for income (not used for transfers). Set a category, the start date, amount and repeat interval. Transactions can be repeated every day, week, month or year, or more complex periods (e.g. every 2 weeks, the first or last Friday of the month … etc). For monthly and yearly transactions, you can set a weekend adjustment, to automatically move the occurrence to the Friday or Monday.

From the Accounts screen, selecting an account row will show you the transactions and running balance, out into the future.

Budgets
The Budgets screen shows your overall spending and income for the selected date period. By tapping on “more budgets” you can see all categories used in the app. To set (or delete) a budget, tap and hold the budget rows. The horizontal bars show your transactions vs your budget, together with your budget itself (bottom left), your transaction total (top right) and the budget remaining (bottom right). The current date is shown with a small white square, and this lets you see how your budget is tracking vs the period selected. To change dates, tap the left and right “calendar” buttons at the bottom, and to change the budget period tap the date itself. You can select which accounts (or groups) to apply the budgets to by tapping on “All Accounts” at the top of the screen.

Reports
The last two screens on the panorama are reports. Cash flow shows incomings, outgoings and any increase or decrease for the selected date period. Spending by category shows a pie chart with the most used categories in descending order. By tapping on “more reports” you can also see a summary of all of your transactions broken down by category (a bit like the budgets screen). Other reports include a balance graph and pie charts for spending by detail, income by category, income by detail and transfers by category. The balance graph shows your closing balance per day throughout the selected period, together with starting, ending, maximum, minimum and average balances. Weekends or months are shown with vertical bars, and the current date is the vertical white line. The dashed line is the average, and the horizontal red line is 0. You can change the dates and accounts in the same way as for budgets.

Settings
Finally, Account Tracker is highly configurable. From the panorama itself, tap the three dots on the application bar and select settings.